Hard vs. soft credit inquiry — what's the difference and how does it affect your credit?

Credit inquiries fall into two categories: soft credit checks and hard credit checks. They're triggered by different events ...
Consumer Reports

Credit Report Error Complaints Surge. Here’s Why You Should Check Yours.

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...
USA Today

Hard vs. soft credit check — what’s the difference?

When you or someone else accesses your credit information, the credit bureau that granted the access places a record of the credit check on your credit report. Some credit checks (aka credit inquiries ...